•          CBOL

• up to 12 Lakhs for 100 installments @10.00% per annum 
• No need of salary certificate up to Rs. 1,00,000/- 
• Rs 3,00,000/- for own Salary certificate
• Rs 6,00,000/- with an additional surety salary certificate
• Rs 9,00,000/- with two additional Surety salary certificates
• Rs12,00,000/- with three additional Surety salary certificates

• Upto One Lakh Fifty Thousand Rupees  @ 10.00% interest per annum 
• Issued within 24 hours
• Loan Period  -  Forty Months

• Up to 20 Lakhs for 216 installment @ 10% pa
  

• Up to Five lakhs @ 8.00% per annum for a period of Six months

• Up to 75% of the total sala of the MDS; only after the payment of the First Installment of the MDS.

• Up to 80% of the Deposit of the member in the Bank.

Cash awards for the wards of members who study in Kerala syllabus and score highest marks.

• A 2000/- Rs each for the students who acquire A+ in all the subjects/ for three boys and three girls who acquires some good grade.

• 2000/- Rs each for boys and girls who gets highest marks in plus two and the subject include Maths, Computer, Science, Arts and Commerce.

• Rs 2000/- each for a boy and a girl who scores highest marks in vocational higher secondary examinations.

• Rs 2000/- each for a boy and a girl who gets highest scores in Polytechnic Examination.

• Rs 2500/- each for boys and girls who gets highest scores in Degree Examination and the subject includes Maths, Science, Arts and Commerce.

• Rs 3000/- each will be given to 6 students from financially backward families and who studies for Medical Engineering and Agricultural degrees in any of the affiliated institutions in Kerala.

• The student can apply for each year until the course completed. People who possess the membership during the period of course only can apply.

• Income Certificate, Course Certificate along with the application form should be submitted/ presented at the time of application.

The applicant should be a member before March 31st of the respective year in which the examination is done.
The details will be announced through newspapers.

Fund will be provided for those who have expired after taking the loan or receieved amount from Akshaya nidhi

People who expire within one year after receiving the loan or Akshayanidhi their 30% of future installment/ Outstanding balance, People who expire in two years after receiving the amount their 40% of future installment/ Outstanding balance, People who expire in three years their 50% of future installment/ Outstanding balance, People who expire in four years after receiving the amount their 70% of future installment/ Outstanding balance, People who expire in five years their total future installment/ Outstanding balance will be given.

•   Maximum of Rs 35000/- will be provided from this fund which is meant only to settle the liabilities.
•   An amount of Rs 5000/- is allowed for the Family of the expired, for the after death needs.

  (Risk fund is also provided from 01/04/2010)

Rs 15000/- will be provided for the financial aid for the people with severe diseases based on the medical documents

M D S upto 15 Lakhs

1% Bonus for every Depositors...!!!